Garrett Shinn, CPA Overall, Americans have one of the lowest personal savings rates in the world: a mere 5 percent. Why? Recent economic trends are part of the problem. Flat… read more →
Garrett Shinn, CPA A new paper has found that two biases prevent people from saving money. These two biases are “present bias” and “exponential-growth bias”. “Present bias” refers to the… read more →
By Garrett Shinn, CPA Most privately held technology startups eventually result in either an initial public offering (IPO) or an acquisition. However, today’s changing market has made it less clear… read more →
Garrett Shinn, CPA Most likely, you have heard financial experts provide various benchmarks and guidelines concerning retirement savings. But who should you believe? Guidelines on how much to save often… read more →
According to a study by Northwestern Mutual, two thirds of Americans experience financial anxiety so extreme that their health is negatively affected. Of these anxieties, the largest fears are unforeseen… read more →
By: Garrett Shinn, CPA Are you quickly approaching retirement and worried about your inadequate savings? If so, you are not alone. Increasingly, Americans are saving far less for retirement and… read more →
By: Garrett Shinn, CPA On Thursday, June 23rd, British citizens decided to leave the European Union (EU) in a 52-48% vote. Those in favor of leaving the European Union cited… read more →
By: Garrett Shinn, CPA Do you plan on working past retirement age? If so, you are not alone. These days, many employees choose to work longer and retire later. The… read more →
By: Garrett Shinn, CPA In recent years, 401(k) plans have become one of the most common retirement plans. These plans are offered through your employer, yet require you, the employee,… read more →